Time to begin slow retreat from bonds

–  Coming tsunami of bond refinancing spells risk ahead 

–  Shorting bonds will be the call of the decade

–  As rates bottom pros are departing US treasury and agency bonds

–  High risk in bond market despite availability of investment alternatives 

Views differ widely on economic outlook for next year

–  Small business hurting more than data suggests  

–  While worst is behind us the healing process will take time 

–  Until housing market improves the economy will flounder

–  Markets starting to discount double dip and look past elections

–  Jobs, tax cuts and time will provide steady stock gains

–  Dr Doom issues warning on slow growth ahead

Favor high quality stocks over bonds for new money commitments

–  Risk very high in bonds compared to stocks

–  Small investors fear of double dip far exceeds that of forecasters

–  Stock outlook favorable despite economy’s glacial improvement